Getting paid

Get paid direct.

Surfers pay you directly for your shots, your boards or your gear. SurfVault never touches the money and takes 0%.

  • 0% taken
  • Straight to your account
  • US and international options

On SurfVault

Your payment info, where people look.

Photographers, shapers and brands can show how to pay them in two places.

On your profile

Add one or more methods under Payments & tips, in Edit Profile in the app or Settings on the web. People see them on your profile and on any access request, and pay you directly. Prefer tips? Turn on the donations toggle for a "Buy Me a Coffee" block.

In a message

In any conversation, tap Generate payment link to drop a payment request into the chat: an amount, a note and a pay link or handle. Perfect for quoting one surfer for one session, or a buyer for one board.

In the United States

The apps everyone already has.

If you and the person paying are both in the US, the everyday apps work great.

  • Venmo @your-venmo
  • Cash App $yourcashtag
  • Zelle your email or phone Paid from their bank app
  • PayPal paypal.me/you

Heads up: Venmo, Cash App and Zelle only work between two US accounts. A surfer visiting from abroad, or a photographer outside the US, can't use them. Use the options below instead.

Anywhere else

Getting paid internationally.

There's no single "Venmo for the world", but surf photographers from Nicaragua to Indonesia get paid by traveling surfers every day. Here's what actually works.

Payoneer

Best for
"Pay me by card"
Fees
up to 3.99% + $0.49 by card

Built for freelancers paid worldwide, in 190+ countries. Its Request a Payment link lets the surfer pay by credit or debit card in their browser, with no Payoneer account or app on their end. You receive USD and withdraw to your local bank or a Payoneer card. Put the link on your profile as a Payment link, or send a fresh one per booking with Generate payment link. Card payments cost up to 3.99% plus $0.49 (you choose whether you or the surfer covers it), withdrawing to your bank costs about $1.50 or more with currency conversion, and there's a $29.95 yearly fee if you receive less than $6,000.

Visit Payoneer

Wise

Best for
The best exchange rate
Fees
usually under 2% from a bank

Share your local bank details, and the surfer sends money with Wise that lands in your currency, in your bank, usually fast. The trade-off: they have to send it through Wise, on their phone or computer, and paying by card costs them more than paying from a bank. Best for repeat clients or bigger amounts. You don't need a Wise account to receive.

Visit Wise

PayPal

Best for
Countries with local bank withdrawal
Fees
varies by country

Local cash-out is country by country. You can withdraw straight to a local bank in Mexico (through SPEI/CLABE) and Brazil, plus Argentina, Chile, Colombia, Costa Rica, Ecuador, El Salvador, Panama, Peru, the Dominican Republic, Uruguay, Indonesia and the Philippines, so it works just like in the US. Across Europe (Portugal included) and Australia it withdraws to a local bank as standard, and in South Africa it withdraws through FNB Online Banking to any South African bank. Where it doesn't (Nicaragua is the notable one), you can receive into your balance but only withdraw to a US bank; a bridge like Airtm can move it to a local bank or card for a fee. Check PayPal's withdrawal options for your country first.

Visit PayPal

Remittance apps

Best for
Cash pickup, familiar to everyone
Fees
varies

Remitly, WorldRemit, Western Union and Xoom (by PayPal) are built for sending money across borders. The surfer sends to your name for bank deposit or cash pickup, often within minutes. More steps than a pay link, but familiar to anyone who's sent a remittance.

Stablecoins (USDC / USDT)

Best for
Lowest fees, fully borderless
Fees
cents to a few dollars

If you and your client both use crypto, a US dollar stablecoin like USDC or USDT settles in minutes, anywhere, often for a few cents on networks like Solana or Base and a few dollars on Tron. Share a wallet address, receive, then cash out to your currency through a local exchange or peer-to-peer marketplace; cashing out usually costs more than the transfer itself. Niche for most tourists, but a real edge with the crypto crowd.

What to skip

  • PayPal where local withdrawal isn't supported, like Nicaragua. Everywhere it is, it's a great option.
  • Stripe and Mercado Pago, outside their markets. Stripe works in about 46 countries and Mercado Pago in only seven Latin American ones, so they're not a plan for most photographers elsewhere.

Tips outside the US

  • Lead with a Payment link (a Payoneer request link works well) so anyone can pay you without downloading anything.
  • Add a second method, like Wise bank details, for people who prefer it.
  • Use Generate payment link in chat to quote a specific price for a specific session or board.
  • Double-check current fees, limits and availability with each provider. They change.

Not sure what works in your country?

Email us and we'll help you find the best setup.

Email support

Last reviewed: October 2026. SurfVault is not a payment processor or financial advisor. We never hold, move or take a cut of your money; every method above is between you and the person paying. Provider names are mentioned for convenience, not as endorsements. Verify current fees and availability with each service.